To determine quickly if you are overweight the following is a surefire way of pinpointing your health risks.
Waist to Hip Ratio determines distribution of body fat. More body fat in the upper body (chest and waist) suggests increased health risk for elevated triglycerides, high blood pressure, strokes, longer time to conceive, heart disease or diabetes. More fat in the lower body (hips and thighs) suggests fat loss is difficult.
Apple shape (a ratio of .95 or greater) means your body fat is located above your waist which indicates a higher health risk for diabetes, heart disease, high blood pressure and some cancers. Pear shape (a ratio of less than .95) means your body fat is located below your waist which indicates a lower health risk, but fat located in the lower half of the body may be harder to lose during weight loss.